Microfinance institutions in Ethiopia, as is the case elsewhere in the developing world, have been established with the objective of reducing poverty. Therefore, whether this objective has been achieved merits special consideration by way of impact analysis. Against this objective, taking a random sample of 194 farm households, this study examines the impact of Amhara Credit and Savings Institute (ACSI) on poverty reduction in East Gojjam, Amhara region, Ethiopia. Results of the study indicate that microfinance helps farmers smooth out their consumption and augment their otherwise meagre incomes. Otherwise, its impact on poverty per se is not strong enough to suggest ACSI has achieved its objective it seeks to meet from the outset. Unless otherwise business training skills are provided to the farmers as part of the package, only loan provisions and savings services may not help a useful purpose. The repayment period was also found to be short enough which clients found hard to repay in time.
Microfinance institutions in Ethiopia, as is the case elsewhere in the developing world, have been established with the objective of reducing poverty. Therefore, whether this objective has been achieved merits special consideration by way of impact analysis. Against this objective, taking a random sample of 194 farm households, this study examines the impact of Amhara Credit and Savings Institute (ACSI) on poverty reduction in East Gojjam, Amhara region, Ethiopia. Results of the study indicate that microfinance helps farmers smooth out their consumption and augment their otherwise meagre incomes. Otherwise, its impact on poverty per se is not strong enough to suggest ACSI has achieved its objective it seeks to meet from the outset. Unless otherwise business training skills are provided to the farmers as part of the package, only loan provisions and savings services may not help a useful purpose. The repayment period was also found to be short enough which clients found hard to repay in time.
This book assesses the role of microfinance in the construction of livelihoods for poverty reduction in the Northern Savannah of Ghana, analysing the current microfinance landscape and financial...
Discover your next great read at BookLoop, Australiand online bookstore offering a vast selection of titles across various genres and interests. Whether you're curious about what's trending or searching for graphic novels that captivate, thrilling crime and mystery fiction, or exhilarating action and adventure stories, our curated collections have something for every reader. Delve into imaginative fantasy worlds or explore the realms of science fiction that challenge the boundaries of reality. Fans of contemporary narratives will find compelling stories in our contemporary fiction section. Embark on epic journeys with our fantasy and science fiction titles,
Shop Trending Books and New Releases
Explore our new releases for the most recent additions in romance books, fantasy books, graphic novels, crime and mystery books, science fiction books as well as biographies, cookbooks, self help books, tarot cards, fortunetelling and much more. With titles covering current trends, booktok and bookstagram recommendations, and emerging authors, BookLoop remains your go-to local australian bookstore for buying books online across all book genres.
Shop Best Books By Collection
Stay updated with the literary world by browsing our trending books, featuring the latest bestsellers and critically acclaimed works. Explore titles from popular brands like Minecraft, Pokemon, Star Wars, Bluey, Lonely Planet, ABIA award winners, Peppa Pig, and our specialised collection of ADHD books. At BookLoop, we are committed to providing a diverse and enriching reading experience for all.
Sign In
your cart
Your cart is empty
Menu
Search
PRE-SALES
If you have any questions before making a purchase chat with our online operators to get more information.