Microcredit the world over is seen as an engine of growth to those living relatively with low living standards. The Awutu-Senya-District is one such district where microcredit is being used for such a purpose. The credit schemes in the district range from Formal credit to informal ones. The study analyses the effects that microcredit has on livelihood and to identify the factors that determine who gets access to credit and also the effects that microcredit has on livelihood. The quasi-experimental study design (with - without) methodology was applied to enable the study to compare the livelihood situation of beneficiaries of credit as against that of non-beneficiaries. The study identified that microfinance has both negative and positive effects on livelihoods. The factors that determine who has access to the credit include demographic, social and economic characteristics of the individual. The amounts of money beneficiary's access determine what kind of livelihood outcome an individual will experience. Beneficiaries who are able to save tend to have a positive effect on their livelihoods.
Microcredit the world over is seen as an engine of growth to those living relatively with low living standards. The Awutu-Senya-District is one such district where microcredit is being used for such a purpose. The credit schemes in the district range from Formal credit to informal ones. The study analyses the effects that microcredit has on livelihood and to identify the factors that determine who gets access to credit and also the effects that microcredit has on livelihood. The quasi-experimental study design (with - without) methodology was applied to enable the study to compare the livelihood situation of beneficiaries of credit as against that of non-beneficiaries. The study identified that microfinance has both negative and positive effects on livelihoods. The factors that determine who has access to the credit include demographic, social and economic characteristics of the individual. The amounts of money beneficiary's access determine what kind of livelihood outcome an individual will experience. Beneficiaries who are able to save tend to have a positive effect on their livelihoods.
This book assesses the role of microfinance in the construction of livelihoods for poverty reduction in the Northern Savannah of Ghana, analysing the current microfinance landscape and financial...
Microfinance is defined as the financial services offered to the poor for the purpose of promoting small-scale enterprises, and as such it is one of the most important topics in development studies...
In this collection of plays, Wilfrid Wilson Gibson explores the struggles and triumphs of working-class life in early twentieth-century Britain. Through characters ranging from miners and factory...
Promoting Microfinance brings together essays and empirical work by leading researchers and practitioners in the field of microfinance. It covers key issues currently facing the microfinance industry...
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