The need for micro finance in India has arisen due to failure of formal banking system in meeting the credit needs of millions of rural and urban people, who constitute poverty or near poverty groups in the country. The banking sector always demands high discipline in collateral security, procedures, impracticable, repayment schedule, high transaction cost, emanating from the low scale of operation, high turnover of clients. Hence they failed to meet the financing need of those struggling to stay alive. It is possible only by making the strategies to increase the scope of activities of micro finance by including food, credit, health, consumption loans, and skill up gradation and education loans. Micro finance is accessing financial services in an informally-formal route, in a flexible, responsive and sensitive manner. Micro finance aims at assisting communities of the economically excluded to achieve greater levels of asset creation and income security at the household and community level.
The need for micro finance in India has arisen due to failure of formal banking system in meeting the credit needs of millions of rural and urban people, who constitute poverty or near poverty groups in the country. The banking sector always demands high discipline in collateral security, procedures, impracticable, repayment schedule, high transaction cost, emanating from the low scale of operation, high turnover of clients. Hence they failed to meet the financing need of those struggling to stay alive. It is possible only by making the strategies to increase the scope of activities of micro finance by including food, credit, health, consumption loans, and skill up gradation and education loans. Micro finance is accessing financial services in an informally-formal route, in a flexible, responsive and sensitive manner. Micro finance aims at assisting communities of the economically excluded to achieve greater levels of asset creation and income security at the household and community level.
Fishery is now a popular business in different parts of the district where not onlyfishermen but also people belonging to different castes, creeds and colours arealso engaged. However, in the coastal...
Master's Thesis from the year 2016 in the subject Business economics - Investment and Finance, grade: Undergraduate, , language: English, abstract: Introduced in 1976, modern Micro-finance was a help...
Microcredit (MC) involves a dilemma on two opposite school of thoughts as it is branded as a key tool for alleviating poverty as well as it is criticized for making the poor poorer. Going beyond this...
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